Gen Z is a generation that has been raised in a digital-first era, where shopping, payment, and monetary transactions are done within seconds via smartphones. Moreover, the new flexibility offered by investing platforms is encouraging young investors to opt for investment frequencies that align with their spending patterns and lifestyle. This change has brought up an interesting debate on whether daily and weekly SIPs are better than monthly investments.
A simple SIP-first approach can help reduce debt, avoid EMIs and build lasting financial freedom through disciplined spending, advises Ramalingam Kalirajan
rediffGURU Ulhas Joshi answers your mutual fund queries.
Start SIPs early, increase investments steadily, and let compounding beat inflation to secure retirement wealth, says Ramalingam Kalirajan
'You set up your SIPs and you do not touch them. Not during COVID, not during a war scare, not when your neighbour tells you the market is finished. You let the noise pass over you.' 'The beauty of this approach is that it does not require courage or conviction in the moment. It just requires inertia -- keep the SIP running and do not look at your portfolio too often.'
Net investments into equity mutual fund schemes in India remained elevated at approximately 38,440 crore in April, despite a slight dip from March's high and a 3% month-on-month decline in Systematic Investment Plan (SIP) inflows.
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
Equity-oriented mutual fund schemes in India experienced a 5 per cent decline in net inflows in April, reaching Rs 38,440 crore, while monthly Systematic Investment Plan (SIP) contributions also saw a decrease.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Net mutual fund inflows into active equity schemes in India plummeted by 40 per cent month-on-month in May, reaching a one-year low of 22,908 crore, primarily due to weaker lump-sum investments and increased redemptions amidst significant market volatility and global uncertainties.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term Vision + Compounding
In April alone, they snapped up shares worth Rs 19,664 crore, recording their biggest buy since October 2024.
The case for long-term investment in gold, however, remains intact.
It's been a very tough 2026 summer with many places all over the India map baking in daytime temperatures as high as 46C. Keep yourself well-protected.
Listed capital market companies in India delivered strong fourth-quarter earnings growth, with a universe of 12 firms posting 30 per cent year-on-year revenue growth and 19 per cent earnings growth in Q4FY26, despite mark-to-market (MTM) losses impacting headline profitability for some.
If you have ever said 'I'll sort retirement later,' now is when 'later' begins.
Croatia's Donna Vekic resisted a gutsy fightback by Emma Raducanu in front of a partisan crowd to claim the Queen's Club title with a 6-0, 7-6(6) win in a high-quality final on Sunday.
Ravichandran Ashwin recalls the injury that ruled him out of India's historic Gabba Test win, reveals Ravi Shastri's fiery dressing-room reaction and reflects on the unforgettable 2020-21 Border-Gavaskar Trophy triumph.
Disciplined investors who ignore short-term fear build significant long-term wealth, notes Ramalingam Kalirajan
Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe borrowing limit that protects your income from a dangerous debt trap.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Mutual fund investment through systematic investment plans (SIPs) has surged to an all-time high of Rs 3.34 lakh crore in 2025, driven by growing investor appetite for disciplined, long-term wealth creation.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
History is rarely decided by who has the biggest weapons, but by who has the better process. The same rule applies to investing, says Ramalingam Kalirajan.
An activist in Mathura, India, protested the pollution of the Yamuna River by dressing as a cockroach and staging a demonstration at the municipal corporation office.
She had been found lying at a roadside near the nursing home. They had called the ambulance and the police around midnight. She had lost a lot of blood. A few policemen had dropped in and enquired on her but then left quickly.
Inflows into mutual fund (MF) schemes via systematic investment plans (SIPs) have topped Rs 3 trillion for the first time in a calendar year, as investors increasingly rely on the staggered investment route amid market volatility.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Astronaut Shubhanshu Shukla discusses the Gaganyaan mission and its potential to inspire other nations in space exploration, drawing on his experiences as an IAF test pilot and his time on the International Space Station.
India's mutual fund industry has significantly increased its share of public trading in the stock market, widening its lead over the Life Insurance Corporation of India (LIC) for the fifth consecutive year. While LIC's share of free-float listed shares has fallen to 7.42% as of March 2026, the mutual fund industry's share has surged to 22.92% from 7.06% in 2012.
Mutual fund industry extended its bull run in 2025, adding a staggering Rs 14 lakh crore to its asset base and pushing total AUM to a record Rs 81 lakh crore by November, powered by surge in retail participation and record SIP inflows. Venkat Chalasani, chief executive officer of AMFI, told PTI that the industry's outlook remains positive, with steady SIP inflows continuing to offset foreign portfolio investor outflows and strengthening market resilience.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Payment banks may not be viable option to attain financial inclusion.
'Once the currency goes out of the hand, then possibly your major challenge is that it will not come back.'
'AUM reached an all-time high of Rs 79.9 trillion in October 2025, driven by strong retail participation and record SIP inflows of Rs 29,529 crore from over 94.5 million contributing accounts.'
SIP inflows into active equity schemes from areas beyond the top 30 cities (B30), which first crossed this milestone in September 2025, stood at Rs 10,080 crore in October, industry data shows.
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.
'Once the market decides it wants to go up, it goes up -- no amount of bad news can really hold it back.'
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